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3 Options to Apply for a Loan for Your SME

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Credit can be a differential factor between the success and failure of your SME, so it is important that you know the financing options that exist before choosing it. We present 3 credit options that you can request depending on the stage or need of your business. Remember that it is not the same a loan that helps you to detonate the growth of your SME to one that helps you carry out that business idea you have in mind.

1) Incubator

1) Incubator

When to apply?
This support is ideal at the birth stage of your SME, especially when you are building the business plan.

Benefits
In addition to receiving financial support or contacts to obtain seed capital, it offers advice and training in various areas that will allow you to strengthen your business model and optimize the action plan to achieve your goals.

How to request the help?
There are different incubation programs, from universities such as Tec de Monterrey, to private and government agencies. The requirements of each one can vary, usually you must comply with a certification program, pass some rounds of interviews and have established the main guidelines of the project to be able to define its viability.

2) Government support

2) Government support

When to apply?
Currently the government has developed different public programs with the aim of encouraging and supporting entrepreneurs in their initial stage and SMEs. So if you are in one of these two stages do not hesitate to approach them.

Benefits
You can be part of a network of entrepreneurs in which you get discounts on services, training and access to financing with preferential rates.

How to request it?
I recommend that you approach the National Institute of the Entrepreneur to know the requirements of its different programs. The Entrepreneur Support Network, which has a directory of credit options; and the National Entrepreneur Fund that helps increase the productivity of SMEs.

3) Credit for Working Capital

3) Credit for Working Capital

When to apply?
This type of credit is ideal when you want to boost your business by investing in a clear and defined project that helps you grow.

Benefits
Unlike the other financing that we mentioned, with this type of credit you can get the money in a short period of time, with preferential rates according to the size of your business and larger amounts that will allow you to cover the needs of your SME in a almost immediate.

How to request it?
There are different financial institutions and the requirements vary in each of them. In Dirosher we have an option according to the size of your business, all you have to do is fill out your application online and share some documents to be able to give you an immediate response and you can obtain your money in an average of 48 hours after delivering your complete documents .
Without doubt there are different credit options in the market that will help you grow your SME. Before requesting a credit, inform yourself so that you become your ally.